Zales is a well-known jewelry store that has been in business for over 90 years. They offer a wide variety of jewelry, including engagement rings, necklaces, bracelets, and earrings. In addition to their products, Zales also provides customers with the option to apply for a Zales Jewelry Credit Card. This credit card allows customers to make purchases on credit and take advantage of special financing options. In this article, we will provide you with everything you need to know about the Zales Jewelry Credit Card.
What is the Zales Jewelry Credit Card?
The Zales Jewelry Credit Card is a store credit card that can be used exclusively at Zales. It is issued by Comenity Capital Bank and provides customers with the ability to make purchases on credit. With the Zales Jewelry Credit Card, customers can enjoy a range of special financing options, including deferred interest and equal payments. Cardholders can also earn rewards points that can be redeemed for discounts on future purchases.
How to Apply for a Zales Jewelry Credit Card
To apply for a Zales Jewelry Credit Card, customers can visit the Zales website and fill out an online application. The application process is straightforward and typically takes only a few minutes to complete. Applicants will need to provide personal information, including their name, address, and social security number. Once the application is submitted, Comenity Capital Bank will review it and determine whether or not to approve the credit card.
Benefits of the Zales Jewelry Credit Card
There are several benefits to using the Zales Jewelry Credit Card. First and foremost, it allows customers to make purchases on credit, which can be helpful for those who need to make a large purchase but don’t have the cash on hand. Additionally, the Zales Jewelry Credit Card provides customers with special financing options, including deferred interest and equal payments. This can make it easier to pay off large purchases over time without accruing interest.
Another benefit of the Zales Jewelry Credit Card is that it allows customers to earn rewards points. For every dollar spent at Zales, cardholders will earn one rewards point. These points can be redeemed for discounts on future purchases, making it easy for customers to save money on their favorite jewelry items.
Zales Jewelry Credit Card Payment Options
Customers can make payments on their Zales Jewelry Credit Card in a variety of ways. The easiest way to make a payment is online, through the Zales website. Customers can also make payments by phone or by mailing a check or money order to Comenity Capital Bank. It’s important to note that payments made by mail may take longer to process, so it’s recommended to make payments online or by phone whenever possible.
How to Access Zales Jewelry Credit Card Login?
To access your Zales Jewelry Credit Card account online, follow these simple steps:
- Open your preferred web browser and visit the Zales Jewelry Credit Card login page.
- Locate the login section on the page.
- Enter your username and password in the respective fields.
- Click on the “Log In” button to access your account.
With these straightforward steps, you can conveniently log in to your Zales Jewelry Credit Card account and manage your finances with ease.
Zales Jewelry Credit Card Fees
Like all credit cards, the Zales Jewelry Credit Card comes with certain fees. These fees can include an annual fee, late payment fees, and interest charges. The annual fee for the Zales Jewelry Credit Card varies depending on the credit limit and can range from $0 to $50 per year. Late payment fees can also vary, but are typically around $38 per late payment. Finally, interest charges can accrue if customers do not pay off their balance in full each month. The interest rate for the Zales Jewelry Credit Card is typically around 28.99%.
Can I use my Zales Jewelry Credit Card at other stores?
No, the Zales Jewelry Credit Card can only be used at Zales.
Can I earn rewards points on my Zales Jewelry Credit Card for purchases made outside of Zales?
No, rewards points are only earned for purchases made at Zales.