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How to Pay ICICI Credit Card Bill Through Cheque: ICICI Bank is one of the leading banks in India that offers a wide range of financial products and services. Among these, the ICICI Credit Card is a popular choice for many customers due to its attractive features and benefits. However, to enjoy these benefits, it is important to keep up with timely payments of your credit card bills.
In this article, we will guide you through the process of paying your ICICI Credit Card Bill through cheque. We will cover the steps involved, the information required, and some frequently asked questions to help you make the payment with ease.
How to Pay ICICI Credit Card Bill Through Cheque
Steps to Pay ICICI Credit Card Bill Through Cheque
Step 1: Get a Cheque The first step in paying your ICICI Credit Card Bill through cheque is to get a cheque from your bank. You can either request a chequebook from your bank or visit the branch to get a single cheque.
Step 2: Fill in the Details Once you have the cheque, you need to fill in the details required to make the payment. These details include:
- Payee Name: ICICI Bank Credit Card XXXX XXXX XXXX XXXX (16 digit credit card number)
- Amount: The amount you want to pay in figures and words
- Date: The date on which you are making the payment
- Signature: Your signature to authorize the payment
Step 3: Drop the Cheque After filling in the details, you need to drop the cheque at any of the ICICI Bank Drop Box located across the country. You can find the nearest drop box location by visiting the ICICI Bank website or contacting their customer care.
Step 4: Check the Payment Status You can check the status of your payment by visiting the ICICI Bank website or by contacting their customer care. Once the payment is credited to your credit card account, you will receive an SMS and email confirmation.
Information Required to Pay ICICI Credit Card Bill Through Cheque
To make the payment through cheque, you need to have the following information:
- ICICI Credit Card Number: This is a 16-digit number mentioned on the front of your credit card.
- Payee Name: The payee name is ICICI Bank Credit Card, followed by your 16-digit credit card number.
- Amount: The amount you want to pay, in figures and words.
- Date: The date on which you are making the payment.
- Signature: Your signature to authorize the payment.
FAQs on How to Pay ICICI Credit Card Bill Through Cheque
Can I make a partial payment through a cheque?
Yes, you can make a partial payment through a cheque. However, it is advisable to make the full payment to avoid any late payment charges.
Can I drop the cheque at any ICICI Bank branch?
No, you cannot drop the cheque at any ICICI Bank branch. You need to drop the cheque only at the designated ICICI Bank Drop Box.
How long does it take for the payment to get credited to my account?
The payment takes 3-4 working days to get credited to your account. You can check the status of your payment by visiting the ICICI Bank website or contacting their customer care.
What if my cheque bounces?
If your cheque bounces, you may have to pay a penalty fee, and your credit card account may be blocked. To avoid this, make sure you have sufficient funds in your bank account before issuing the cheque.
Can I pay my ICICI Credit Card Bill through a post-dated cheque?
No, you cannot pay your ICICI Credit Card Bill through a post-dated cheque. You need to make the payment.
Final Words
While online payment methods have become prevalent, paying your ICICI credit card bill through a cheque is still a viable option. By following the step-by-step guide mentioned above, you can conveniently settle your dues. Remember to consider the important points mentioned and keep track of your payment for future reference. Should you have any further questions or concerns, it’s always best to reach out to ICICI Bank’s customer support for personalized assistance.
