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Getdiscoverstudent.com | Student Credit Cards Apply Online: Student credit cards can be a valuable tool for young adults to start building their credit history and learn responsible financial habits. Getdiscoverstudent.com is a platform that offers student credit cards to eligible individuals. In this article, we will explore what Getdiscoverstudent.com is, how to apply for a student credit card on the website, and the benefits and features of the DISCOVER it Student Cash Back Card and DISCOVER it Student Chrome Card. We will also discuss the interest rates, charges, requirements, and how to check the application status. Additionally, we will touch upon the Getdiscoverstudent.com mobile application.
About Getdiscoverstudent.com
Getdiscoverstudent.com is an online platform that provides students with the opportunity to apply for credit cards tailored specifically for their needs. It aims to help students build credit history while offering attractive rewards and benefits. By visiting Getdiscoverstudent.com, students can access information about various credit card options and begin the application process.
Apply for a Student Credit Card at Getdiscoverstudent.com?
Applying for a student credit card at Getdiscoverstudent.com is a straightforward process. Here’s a step-by-step guide:
- Visit the official website: Go to Getdiscoverstudent.com using a web browser on your computer or mobile device.
- Explore credit card options: Browse through the available credit card options to find the one that suits your preferences and needs.
- Start the application: Click on the “Apply Now” button to initiate the application process.
- Provide personal information: Fill in the required fields with accurate personal information, such as your name, address, date of birth, and social security number.
- Enter educational details: Provide information about your current educational institution, field of study, and anticipated graduation date.
- Submit the application: Review the information you have entered and submit your application.
- Await approval: Wait for the decision on your application. If approved, you will receive your student credit card by mail.
DISCOVER it Student Cash Back Card & DISCOVER it Student Chrome Card Interest Rates and Charges
| APR(Annual Percentage Rate) for Purchases | 0% for the first 6 months, after that 17.99% to 26.99% |
| APR for Balance Transfers | 10.99% for the first 6 months, after that 17.99% to 26.99% |
| Grace Period | 25 Days |
| APR for Cash Advances | 29.99% |
| Annual Fee | None |
| Balance Transfer Fee | 3% for the first 6 months, after that 5% |
| Cash Advance Fee | $10 or 5% |
| Late Payment | Up to $41 |
| Returned Payment | Up to $41 |
The DISCOVER it Student Cash Back Card and DISCOVER it Student Chrome Card offered by Getdiscoverstudent.com come with different interest rates and charges. It’s essential to understand these details before choosing a credit card. Here are the interest rates and charges associated with these cards:
- Interest rates: The interest rates on purchases and balance transfers vary depending on your creditworthiness. It is important to review the terms and conditions provided by Getdiscoverstudent.com for the specific rates applicable to each card.
- Annual fee: Both cards do not have an annual fee, which is beneficial for students looking to manage their expenses.
- Late payment fee: If you miss a payment, you may incur a late payment fee. It is crucial to make payments on time to avoid this charge.
- Foreign transaction fee: When using the credit card for purchases made in foreign currencies, a foreign transaction fee may be applied. Students who plan to travel abroad should be aware of this charge.
Read Also: How to Fill Out a Western Union Money Order
Discover it® Student Cash Back Card Benefits
The Discover it® Student Cash Back Card offered by Getdiscoverstudent.com comes with several benefits and rewards. Some key features of this card include:
- Cashback rewards: Earn cashback on your purchases, including 5% cash back on rotating categories and 1% cash back on all other purchases.
- Good Grades Reward: If you maintain a GPA of 3.0 or higher, you can receive a $20 statement credit each school year for up to five years.
- No annual fee: As mentioned earlier, this card does not have an annual fee, making it a cost-effective option for students.
Read Also: How to Check Indigo Credit Card Application Status
The current bonus categories for the Discover it® Student Cash Back are:
| Discover bonus rewards categories for 2024 | |
|---|---|
| Q1 (Jan. 1–March 31) | Grocery stores*.Drugstores.Select streaming services. |
| Q2 (April 1–June 30) | Restaurants.Wholesale clubs. |
| Q3 (July 1–Sept. 30) | Gas stations.Digital wallets. |
| Q4 (Oct. 1–Dec. 31) | TBD (In 2022: Amazon.com; digital wallets). |
Discover It® Student Chrome Benefits
The Discover It® Student Chrome Card is another credit card option available on Getdiscoverstudent.com. It offers various benefits, including:
- Cashback rewards: Earn cashback on your purchases, including 2% cash back on gas stations and restaurants up to $1,000 in combined purchases each quarter. You also earn 1% cash back on all other purchases.
- Good Grades Reward: Similar to the Discover it Student Cash Back Card, you can receive a $20 statement credit each school year for maintaining a GPA of 3.0 or higher.
- No annual fee: The Discover It Student Chrome Card also does not have an annual fee, providing financial flexibility for students.
Read Also: Best Buy Credit Card Login & Customer Services
Discover it Student Credit Card Requirements
To apply for a Discover it Student credit card on Getdiscoverstudent.com, you need to meet certain requirements. While specific criteria may vary, the general requirements include:
- Student status: You must be a current student enrolled in a college or university.
- Age: You should be at least 18 years old.
- Income: While income requirements may vary, having a source of income or a co-signer can increase your chances of approval.
Read Also: Milestone Credit Card Login at MyMilestoneCard.com
Getdiscoverstudent.com 4 Word Code
The Getdiscoverstudent.com 4 Word Code is a unique identifier used to link your credit card application to the correct offer. It ensures that your application is processed accurately and efficiently. When applying for a student credit card on Getdiscoverstudent.com, you may be asked to enter this 4 Word Code to proceed with your application.
Read Also: Yourvervecard Activate Card Login
Check Discover it Student Credit Card Application Status?
If you have already applied for a Discover it Student credit card on Getdiscoverstudent.com, you can check the application status by following these steps:
- Visit Getdiscoverstudent.com: Go to the official website of Getdiscoverstudent.com using a web browser.
- Navigate to the application status page: Look for the “Check Application Status” or similar option on the website.
- Enter required details: Provide the necessary information, such as your Social Security Number and the ZIP code used during the application process.
- Submit the details: After entering the required information, submit the form.
- View the application status: The website will display the status of your application, whether it is approved, pending, or declined.
Getdiscoverstudent.com Mobile Application
To enhance convenience and accessibility, Getdiscoverstudent.com offers a mobile application. The mobile app allows users to manage their credit card accounts on the go. With the app, you can check your balance, view transaction history, make payments, and even receive personalized offers. The Getdiscoverstudent.com mobile application is available for download on both Android and iOS devices.
Read Also: Yourvervecard.com Application Status
Getdiscoverstudent.com Review
Talking about the maximum rating of getdiscoverstudent.com there is not much to explore. We’ll keep our review short but to the point, but feel free to share any experiences you have. It’s no surprise that our VLDTR® tool scored 100 because it’s a very authoritative website with a solid online reputation. According to this assessment, the company is currently safe.
My First Credit Card! Discover it Student Credit Card
FAQ
Is there a minimum credit score requirement for Getdiscoverstudent.com credit cards?
Getdiscoverstudent.com evaluates creditworthiness based on various factors. While a minimum credit score requirement is not explicitly stated, having a good credit score can increase your chances of approval.
Can international students apply for student credit cards on Getdiscoverstudent.com?
International students studying in the United States may be eligible to apply for student credit cards on Getdiscoverstudent.com, subject to meeting certain criteria.
Can I use my Getdiscoverstudent.com credit card for online purchases?
Yes, you can use your Getdiscoverstudent.com credit card for online purchases, just like any other credit card.
Final Words
Getdiscoverstudent.com provides a convenient online platform for students to apply for credit cards tailored to their needs. By applying for a student credit card through Getdiscoverstudent.com, students can start building their credit history and enjoy various benefits and rewards. It is important to understand the interest rates, charges, requirements, and how to check the application status. With the Getdiscoverstudent.com mobile application, managing your credit card becomes even more convenient. Make sure to explore the options available on Getdiscoverstudent.com and choose the credit card that suits your financial goals and lifestyle.
